Good Morning, Good Afternoon, Good Evening,
this post should take approximately five minutes to read from start to finish.
~ Do you know the differences between your needs and your wants when it comes with budgeting? I know that it is necessary for everyone who does budgeting to know the differences between their needs and their wants. I know it is easy temptation for people to easily to think about and worry about their wants than their needs when it comes to budgeting. I know that I do that at times. Needs are things you absolutely have to have to live life such as food, water, shelter, transportation, utilities, etc. Wants always cost extra money such as eating out, shopping for unnecessary items, gym memberships, vacations, etc.
~ Did you know that there are some engaged couples around the world who has created a budget for their wedding? I know that there has been some couples who have considered to do a budget for the costs of their wedding while they were planning for their wedding, and I know that some of them may have even considered to include the cost of their honeymoon within the same budget.. I know that my husband and I have done reasonably well when we both budgeted for our wedding including our honeymoon costs, and we spent even less than half of our wedding budget. We have spent total of less than $2,500 US dollars ($3,000 Australian dollars) for our wedding.
~ Have you remembered to canceled on FREE trials from your bank card right before those trials aren't FREE and start charging money? I know that I always have enjoyed FREE trials on certain things in the past before the subscription has started for me to pay money towards; especially on Amazon Prime, Hallmark Channel, and so forth. Subscriptions are very easy to add up in overtime without those FREE trials.
I know that my husband have been paying for Hulu (not including LIVE - TV such as HBO) monthly since towards end of last year and my Photoshop and my Lightroom subscription combined monthly since towards end of last year, meanwhile I have been paying for my Spotify premium account monthly. My husband thought it was a great idea for him to download a playlist from my Spotify account for getting all of the songs that he likes and enjoy listening to while he is working.
~ Have you ever thought about or considered of having an emergency funds account while you are budgeting? I know that some people may not fully thought about or considered of having an emergency funds account as much as they would like to. I know that it does comes handy for having at least one emergency funds account while budgeting especially when those funds can be accessed to during unexpected events and unforeseen circumstances. Emergency funds account can have $5,000 US dollars (close to $7,000 Australian dollars) or more. You can add a certain portion from your income into that account.
~ Have you ever tracked your process while budgeting? I know that it does comes in handy for tracking the process while budgeting, because it would help of what you have been doing great at budgeting for saving more and spending less.
~ Who should be in charge for your budget? I know that you should be in charge for your budget because it is your money, and you know what works best for your budget not someone else's budget. Some people has different reasons and purposes why they have their budgets because they are in control with their money.
By the way; Happy Birthday to my Dad, and Happy Birthday to Sister Sia Leifi, I hope they have a great birthday..
This post is part two.
I would like to let you know that this post focuses on more budgeting tips that I have thought of for the past several months and I hope you would learn something new as you read throughout this post. I have decided to mark the following budgeting tips in bold followed by I would be sharing why I have shared those budgeting tips that isn't mark in bold. You can choose to use any of the following budgeting tips.
~ Do you know the differences between your needs and your wants when it comes with budgeting? I know that it is necessary for everyone who does budgeting to know the differences between their needs and their wants. I know it is easy temptation for people to easily to think about and worry about their wants than their needs when it comes to budgeting. I know that I do that at times. Needs are things you absolutely have to have to live life such as food, water, shelter, transportation, utilities, etc. Wants always cost extra money such as eating out, shopping for unnecessary items, gym memberships, vacations, etc.
~ Did you know that there are some engaged couples around the world who has created a budget for their wedding? I know that there has been some couples who have considered to do a budget for the costs of their wedding while they were planning for their wedding, and I know that some of them may have even considered to include the cost of their honeymoon within the same budget.. I know that my husband and I have done reasonably well when we both budgeted for our wedding including our honeymoon costs, and we spent even less than half of our wedding budget. We have spent total of less than $2,500 US dollars ($3,000 Australian dollars) for our wedding.
~ Have you remembered to canceled on FREE trials from your bank card right before those trials aren't FREE and start charging money? I know that I always have enjoyed FREE trials on certain things in the past before the subscription has started for me to pay money towards; especially on Amazon Prime, Hallmark Channel, and so forth. Subscriptions are very easy to add up in overtime without those FREE trials.
I know that my husband have been paying for Hulu (not including LIVE - TV such as HBO) monthly since towards end of last year and my Photoshop and my Lightroom subscription combined monthly since towards end of last year, meanwhile I have been paying for my Spotify premium account monthly. My husband thought it was a great idea for him to download a playlist from my Spotify account for getting all of the songs that he likes and enjoy listening to while he is working.
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| "If you can't pay cash, you can't afford it." |
I have a seperate playlist from my Spotify account for me to listen to at home and whenever I am out of the house (while I'm not being near him) to still play songs from my Spotify account.
We honestly saved more than $3 US dollars (over $4 Australian dollars) a month for using my Spotify account, instead of us deciding to get Family Premium Spotify account.
~ Are you fully committed and fully determined to save as much as you can? I know that sometimes all it takes is being fully committed and fully determined to save as much as you can especially during difficult times. I know that you can get easily discouraged when it comes to not being fully committed and fully determined to save as much as you can.
~ Have you ever tracked your process while budgeting? I know that it does comes in handy for tracking the process while budgeting, because it would help of what you have been doing great at budgeting for saving more and spending less.
~ Who should be in charge for your budget? I know that you should be in charge for your budget because it is your money, and you know what works best for your budget not someone else's budget. Some people has different reasons and purposes why they have their budgets because they are in control with their money.
By the way; Happy Birthday to my Dad, and Happy Birthday to Sister Sia Leifi, I hope they have a great birthday..
Stay Tuned until next time.
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