Some Budgeting Tips ~ Part One

Good Morning, Good Afternoon, Good Evening,

this post should take three to five minutes to read from start to finish.

This post is part one.

Have you ever heard of some tips about budgeting before? 

Well; I would like to let you know that this post focuses on some budgeting tips that I have thought of for the past several months and I hope you would learn something new as you read throughout this post. I have decided to mark the following questions focuses on budgeting tips in bold followed by I would be sharing why I have shared those budgeting tips that isn't mark in bold. You can choose to use any of the following budgeting tips. 

~ Have you considered about eating at home more often than eating Fast Foods? My husband and I have been mostly eating at home because we know it is certainly cheaper, affordable and mostly healthier which has helped us to save a lot even though we do have a maximum spending limit for eating Fast Foods and dining in Restaurants. 

~ If you have a budget; have you thought about what is your reason/s for budgeting? I know that there are multiple reasons that I could think of what would have been your reason or reasons why you have decided to have a budget. I have decided to do budgeting for myself and my husband at the beginning of our marriage, and that has been one of the major decision to make. I know that one of the reasons why I have decided to do budgeting for myself and my husband at the beginning of our marriage, and throughout our marriage thus far is WE CAN SAVE more and SPEND less.

"A budget isn't about restricting what you can spend. It gives you
permission to spend without guilt or regret."

~ Did you know every month would be different to budget for? 

I have acknowledged over the past ten months duration of my marriage with my husband, that the monthly budget is always kept changing and has been different when the new month approaches. 

I have recognized that there has been some months when my husband has spent more than other months and I also have recognized that there has been other months when my husband has spent less than some months. 

I know that it would continue happening in the same pattern in the near future, and in the future. At least I know what to expect in the near future and in the future.

                                                                                                                                                      

For an example of a expensive month to budget for; A month that can consist of paying costs for car maintenance, purchasing more toilet paper, more meats, more paper towels and more laundry detergent because you are running low. 

For an example of a cheap month to budget for; A month that can consist of deciding to use public transportation as a method of transportation instead of driving to work, you have decided to use less electricity, no spending on fast foods, you have done a lot of cooking for homemade meals (such as tuna bakes, baked potatoes, homemade pizzas, chicken and corn soups, homemade burgers, and so forth), making extra homemade meals for leftovers, and so forth. 

~ How soon can you pay off most or all of your debts? Well you can pay most or all of your debts as soon as you can. I know that some people have set a goal to pay off all of their debts prior to their marriage. It is a great goal to have. I remembered prior to my marriage to husband, he paid the remaining installments of his truck which was great feeling to know that my husband wouldn't have to continue paying off his truck during our marriage. My husband and I are doing our best to avoid having debts in the future. I know that if my husband and I do ended up having debt/s in the future, we can always do our best to pay it off as soon as we can afford to.

~ Why is it best to keep cash on you at all times? I know that sometimes it is best to have cash on you at all times and rely on it as a backup payment option when you go to places and just in case you decide to not making purchases in-stores by using your bank card. I have acknowledged at times when my husband and I go groceries shopping, sometimes he gets less than $35 US dollars (less than $50 Australian dollars) out and it certainly does come handy whenever we go to places where it accepts cash only because the stores' EFTPOS machine isn't working.

Stay Tuned until next time.